The following are the terms of use for Powerpundit.com:

1. All original content of Powerpundit.com (Powerpundit) is copyrighted by Powerpundit's author: Rick Edwards. Powerpundit is not to be used without permission except as provided herein. Powerpundit.com and "Powerpundit" are all trademarks belonging to the author. In using Powerpundit you recognize that all content is provided on an as-is basis, and that no factual statement on this site should be relied upon without further investigation on your part sufficient to satisfy you in your independent judgment that it is true. These terms of use are subject to change, and should be reviewed regularly.

2. Powerpundit contains material that is protected by international copyright, trademark and other intellectual property laws. Unless otherwise specified, Powerpundit is intended for your personal, noncommercial use only. You may download material from Powerpundit and may use Powerpundit for your personal, non-commercial use only, provided you keep intact all copyright and other proprietary notices. Blockquotes, quotations, and other original Powerpundit material used on other websites shall likewise be governed by applicable copyright law and shall include a link to the original material on Powerpundit website, provided such a link exists.

3. You agree to use Powerpundit in accordance with these Terms of Use. Accessing Powerpundit, in any manner, for the purpose of obtaining information, technical or otherwise, about Powerpundit constitutes use of Powerpundit such that the party accessing Powerpundit is bound by these Terms of Use. Because the Web is an evolving medium, the author may need to change these Terms of Use or impose new conditions on use of Powerpundit, from time to time, in which case he will post the revised Terms of Use on this website. By continuing to use Powerpundit after we post any such changes, you accept the Terms of Use, as modified.

License to Powerpundit.com

4. By posting messages, uploading files, or otherwise providing any material for display on Powerpundit, you are representing that you are the owner of the material, or are making your submission with the express consent of the owner of the material. In addition, when you post a message, upload a file, or otherwise provide the author with material for display on Powerpundit, you are granting Powerpundit a royalty-free, perpetual, non-exclusive, unrestricted, worldwide license to:
A. Use, copy, sublicense, adapt, transmit, publicly perform or display any such communication.
B. Sublicense to third parties the unrestricted right to exercise any of the foregoing rights granted with respect to the communication.

The foregoing grants shall include the right to exploit any proprietary rights in such communication, including but not limited to rights under copyright, trademark, service mark or patent laws under any relevant jurisdiction.

Disclaimers

5. Powerpundit includes links and pointers to Internet sites, content and services provided by third parties. Powerpundit.com's linking to any third party sites does not imply an endorsement or sponsorship of such sites, or the information, products or services offered on or through the sites. In addition, Powerpundit.com does not operate or control in any respect any information, products or services that third parties may provide on or through Powerpundit or on websites linked to by Powerpundit.com. The materials, information, products and services offered on or through Powerpundit and any third-party sites are provided "as is" and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable law, Powerpundit.com disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. Powerpundit.com does not warrant that Powerpundit or any of its functions will be uninterrupted or error-free, that defects will be corrected, or that any part of Powerpundit, including comment boards, or the servers that make it available, are free of viruses or other harmful components.

6. Powerpundit does not warrant or make any representations regarding the use or the results of the use of Powerpundit or materials on Powerpundit or in third-party sites in terms of their correctness, accuracy, timeliness, reliability or otherwise. You (and not Powerpundit) assume the entire cost of all necessary maintenance, repair or correction.

7. Powerpundit is provided for informational purposes only, and is not intended for trading or investing purposes, or for commercial use. Powerpundit should not be used in any high risk activities where damage or injury to persons, property, environment, finances or business may result if an error occurs. You expressly assume all risk for such use.

Comments

8. Comments on the blog must be related the posts offered or to the issues presented in the subsequent conversation(s), not at individuals. Ad homimem attacks (as determined by the operator), comments providing a fake e-mail address, comments pointing to unauthorized commercial sites or products (spam), or any comment deemed unwanted by any author may result in any of the following actions:

A. Removal of the offending comment(s).
B. Blocked attempts to comment in the future.
C. Abuse reports sent to your Internet Service Provider.
D. Legal recourse permitted under both civil law and criminal statutes.
All commercial spam - whether as comments, sent in email form, or otherwise - is subject to the CAN-SPAM Act of 2003, all relevant state and federal laws, and all other provisions of the Powerpundit Terms of Use.

Online Commerce

9. In addition, Powerpundit may allow you to purchase many different types of products and services online that are provided by third parties. Powerpundit is not responsible for the quality, accuracy, timeliness, reliability or any other aspect of these products and services. If you make a purchase from a merchant on Powerpundit or on a site linked to by Powerpundit, the information obtained during your visit to that merchant's online store or site, and the information that you give as part of the transaction, such as your credit card number and contact information, is collected by the merchant. A merchant may have separate privacy and data collection practices. Powerpundit has no responsibility or liability for these independent policies. For more information regarding a merchant, its online store, and its privacy policies, return to that merchant's home page and click on its information links or contact the merchant website directly. You release Powerpundit and its affiliates from any damages that you incur, and agree not to assert any claims against them, arising from your purchase or use of any products or services made available by third parties through Powerpundit.com.

Jurisdiction

10. These terms shall be governed by and construed in accordance with the laws of the State of Washington. You agree that any action at law or in equity arising out of or relating to these terms shall be filed only in the state or federal courts located in King County, Washington, and you hereby consent and submit to the personal jurisdiction of such courts for the purposes of litigating any such action. If any provision of these terms shall be unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from these terms and shall not affect the validity and enforceability of any remaining provisions.